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Help to Buy

Do you need a little help to make your first home a reality? A government backed Help to Buy equity loan provides an opportunity for you to buy your brand new home with as little as a 5% deposit, making home ownership far more affordable for those trying to get onto the property ladder.


How does it work?

The Help to Buy scheme is only available for First Time Buyers. You will only need a 5% deposit to qualify. You'll receive a government loan of up to 20%, which can be repaid at any time or on the sale of your property, interest-free for the first 5 years.

help to BuyThe amount you can spend on your home depends on where in England you are looking to buy. In the East Midlands you can buy a home up to £261,900 and in the West Midlands you can buy a home up to £255,600. As you may only need to secure a 75% mortgage, you could qualify for some of the best mortgage rates around. 

Help to Buy is only available on properties that will be occupied by those taking out the mortgage. You can’t buy a property using Help to Buy for rental purposes.

Speak to one of our Sales Advisors to find out more about the options available and make your dream home a reality. 

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